Platinum Plus Credit Card

Earn up to 10x Mashreq Vantage reward points on all spends

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Unlock rewards with up to 10x Mashreq Vantage reward points

Rewards on all local & international spends

Enjoy welcome bonus

AED 750 for new customers

Lifestyle benefits

Airport lounge access, discounts on movie tickets, discounts on flights and hotels

Unlock AED 750 Welcome Bonus

For new credit card customers: AED 750 Welcome Bonus on the card when you spend AED 5,000 in the first 2 months post card issuance.

For existing credit card customers: AED 200 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance.

For T&Cs please click here.

Maximise Mashreq Vantage reward points on supermarket, fuel and on other everyday spends

• Earn Mashreq Vantage points for all spends and redeem them instantly via Mashreq Mobile App or at a partner merchant for airmiles, gift cards, cashback and more. • Earn 10 points per AED at supermarket, fuel spends & dining , 2 points per AED on international spends and other local spends, 1 Mashreq Vantage points for every AED 1 on local spends on Government payments, utilities, education, charity,rental & telecom spends. To know more, visit mashreq.com/vantage. Note: Mashreq Vantage points cannot be earned on bill payments via Mashreq Mobile App or Online Banking. Effective 13 June 2026, transactions made for government payments, utilities, education, charity, rental & telecom spends with your Mashreq Platinum Plus Credit Card will earn 0.5 Mashreq Vantage point per AED spent.

Lights, camera, savings! Get 50% off on movie tickets

• VOX, Reel, and Novo Cinemas: Get 4 movie tickets each billing month at 50% off. Click here for T&Cs. • Cinepolis Cinemas: Get 8 movie tickets each billing month at 50% off until 31 December 2026. Click here for T&Cs.

Skip the stress, travel easy

Complimentary airport lounge access

Unwind in style with access to over 1,000 lounges, worldwide. Simply spend AED 7,000 or more per month and enjoy 4 complimentary lounge visits in a year Terms and Conditions apply.

Fly high with discounts

Instant 10% discount of up to AED 80 plus 10% Make My Trip (MMT) reward in your MMT wallet of up to AED 80. Minimum transaction value requirement is AED 600 . Use coupon code: MASHREQPP Terms and Conditions apply.

Stay in style for less

Instant 15% discount of up to AED 300 plus 15% Make My Trip (MMT) reward bonus in your MMT wallet of up to AED 300. Minimum transaction value requirement is AED 300. Use coupon code: MASHREQPP Terms and Conditions apply.

Ready to get your Mashreq Platinum Plus Credit Card?

Apply in minutes with just your Emirates ID.

Offers

Mashreq Vantage points

Earn rewards on spends and redeem them instantly

Travel Easy

Discover a host of travel offers which offer peace of mind and great savings.

Visa offers

Exclusive deals and offers from Visa.

Easy Payment Plan

Enjoy shopping and the freedom to buy now and pay later with Easy Payment Plan

No Hidden Fees

Annual Fee

Primary 299+ 5% VAT Supplementary: Free for life

Interest free period

Up to 57 days

Interest rates

3.85% p.m

PayProtect insurance

0.99% of your monthly statement balance (+ 5% VAT)

Transparency

General Terms and Conditions

Key Facts Statement

Still got questions

: Your monthly income should be a minimum of AED 5,000.
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: Platinum Plus Primary Credit Card fee is AED 299 + 5% VAT and Supplementary card is free for life. This annual fee will be charged immediately upon credit card activation.
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: For every local or international transaction made with your Mashreq Platinum Plus Credit Card, you will earn Mashreq Vantage reward points. You can redeem them instantly via Mashreq Mobile App or at a partner merchant. To know more visit mashreq.com/vantage.
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: You can enjoy 4 complimentary airport lounge visits in a calendar year. You need to make total retail purchases of AED 7,000 or more on your Platinum Plus Card in the previous month’s statement to receive this service in the following month. Visits are applicable for the cardholder or the cardholder and guest (only one complimentary guest per visit)
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: All purchases on your Platinum Plus Credit Card, including Supplementary, will be eligible and counted against the minimum purchase amount required to enjoy the complimentary benefits. Bank Fee/Charges, Cash advances and Balance Transfer/Easy Cash transactions will not be counted under the minimum purchase amount.
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: Total purchases on your Platinum Plus Credit Card as per the billing statement will be considered to unlock complimentary benefits for the next billing month. For example, your statement for the month of March 2025 generated on 14th April 2025 and you have made total eligible purchases worth AED 7,000 as per the statement. Since you have achieved the minimum purchase amount in the March statement, you will be eligible to avail complimentary benefits like Airport Lounge and discounts on movie tickets within the April billing month (starting 15th April to 14th May 2025)
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: You will get 15% & 10% discount of up to AED 300 & AED 80 respectively on eligible hotel & flight bookings. In addition, you will also receive 15% bonus on hotel (up to AED 300) and 10% bonus on flight booking (up to AED 80) credited to your MMT wallet (Valid for 60 days). Please note, minimum booking amount is AED 600 for flight booking and AED 300 for hotel booking. Use coupon code: MASHREQPP
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: Simply log in to the Mashreq Mobile App and select Mashreq Vantage Rewards Program. To view your points statement, you can select ‘View Mashreq Vantage Summary’.
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: Points can be earned on transactions under Merchant Category Code (MCC) refer list here
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Cashback Card

Get 5% cashback on dining spends, 1% cashback on non-AED spends, & up to 1% cashback on other local spends. No Annual Fee

View Details Apply Now

noon

Get 5% cashback at noon, NowNow, noon Food, noon minutes, noon supermall, Namshi and up to 1% Cashback on all other spends. No Annual Fee.