If you refer up to 5 friends within 90 days of account opening, you can get AED 200 per successful referral i.e. up to AED 1,000. For each subsequent successful referral, you will get AED 100 as referral bonus. Please refer to *Early bird cashback webpage for further details. Referral bonus will be paid through cashbacks/gift vouchers/Mashreq Vantage points at the discretion of the bank.

You can refer your friends from the Mashreq Mobile App. Once you have logged in, please tap on ‘Refer & Earn’ on in the bottom menu. This will take you to the referral section where you can choose which product you want to refer. and Then, select your friend’s contact or provide contact details for the referral. You can also invite your friends & family to sign up for Mashreq NEO accounts via referral code.

Yes. Your friends can receive up to AED 2,850 on opening NEO account and transacting with NEO.

If your friend opens a Mashreq NEO Account, you will get rewarded only if he/she makes a first deposit of at least AED 3,000 before the subsequent month of account opening i.e. If Customer A refers Customer B in the month of May 2023, then Customer B can open an account before June 2023 and can fund his account with a first deposit of minimum AED 3000 before July 2023 to be qualified for a referral payout. The referral payout will be paid by September 2023.