Mashreq Millionaire

Save today, to win tomorrow

You could become a millionaire!

3 prizes worth

AED 1 million

& 336 more prizes

Save & win

By buying certificates

Redeem easily

through Mashreq Online Banking or Mobile App

Save & win the chance to be a millionaire

Mashreq account holders can buy and redeem certificates instantly through Mashreq Online or Mashreq Mobile App. Just one certificate is required to qualify for all prizes including AED 1 million. Draws are done monthly under the supervision of officials from the Department of Economic Development, Dubai.

The more certificates you purchase, the more chance of winning

By purchasing more than one Mashreq Millionaire Certificate you multiply your chances of being the lucky person to win AED1,000,000, plus other prizes. Each Mashreq Certificate is valued at AED 1,000.

Mashreq Millionaire Draw Schedule 2026

Next Draw: Thu, 30 April 2026 | Winners announced: Fri, 1 May 2026

Month Prize Structure Draw Date Winners Announcement
January 3 winners of AED 5,000 each
25 winners of AED 1,000 each
29-Jan-2026 30-Jan-2026
February 3 winners of AED 5,000 each
25 winners of AED 1,000 each
26-Feb-2026 27-Feb-2026
March 3 winners of AED 5,000 each
25 winners of AED 1,000 each
26-Mar-2026 27-Mar-2026
April 1 winner of AED 1,000,000
3 winners of AED 5,000 each
25 winners of AED 1,000 each
30-Apr-2026 01-May-2026
May 3 winners of AED 5,000 each
25 winners of AED 1,000 each
28-May-2026 29-May-2026
June 3 winners of AED 5,000 each
25 winners of AED 1,000 each
25-Jun-2026 26-Jun-2026
July 3 winners of AED 5,000 each
25 winners of AED 1,000 each
30-Jul-2026 31-Jul-2026
August 1 winner of AED 1,000,000
3 winners of AED 5,000 each
25 winners of AED 1,000 each
27-Aug-2026 28-Aug-2026
September 3 winners of AED 5,000 each
25 winners of AED 1,000 each
24-Sep-2026 25-Sep-2026
October 3 winners of AED 5,000 each
25 winners of AED 1,000 each
29-Oct-2026 30-Oct-2026
November 3 winners of AED 5,000 each
25 winners of AED 1,000 each
26-Nov-2026 27-Nov-2026
December 1 winner of AED 1,000,000
3 winners of AED 5,000 each
25 winners of AED 1,000 each
31-Dec-2026 01-Jan-2027
Mashreq Bank at its own discretion will have the right to change the draw dates or prize structure with a 60 days’ notice.
Are you the next Mashreq millionaire?
Simply purchase Mashreq Millionaire Certificates to participate. Stay tuned for the AED 1 Million grand prize draw every April, August and December. You also stand the chance to win 25 prizes of AED 1,000 and 3 prizes of AED 5,000 every month.
Saving is simple with Mashreq Millionaire
Mashreq account holders can save online through Mashreq Mobile/Mashreq Online or walk in to any Mashreq Branch to buy
Easy encashment
There are no cancellation charges after 90 days. Nominal pre-encashment charges will apply if encashed within 90 days.

Eligibility

Minimum Requirements
Minimum 3 Certificates need to be purchased upon the first transaction. Minimum holding of 1 Certificate is required to qualify for the draw.
Visa
Mashreq Millionaire is open to residents, expatriates, tourist & visitors.
Age
21 years and above

You will need

A valid passport with a residence visa page for all expatriates. For non-residents, an original passport page showing a UAE entry stamp
A valid Emirates ID / For non-residents your original passport
Mashreq customers can purchase Mashreq Millionaire Certificates online through Mashreq Mobile App or Online Banking

Are you ready to apply?

Still got questions?

NEO PLUS Saver Account​

Get leading interest rates in the market. Earn 6.25% interest per annum (on balances up to AED 500,000) by simply transferring your salary to Mashreq NEO.

View Details
NEO Current Account

NEO Current Account offers a guaranteed joining bonus and excellent account benefits when you use this account for salary transfer.

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