Quick Cash

Now your fixed deposit is like your ATM

Get 90% of your fixed deposit as Quick Cash

Apply Now

Instant cash on fixed deposit

Use your fixed deposit to get 90% of its value as quick cash

Continue earning interest

Use funds via Quick Cash while your fixed deposit earns more

Ready when needed

Get Quick Cash for emergencies, easily transfer or withdraw

Let your fixed deposit continue earning interest.

Quick Cash gives you instant access to your funds

Access up to 90% of your fixed deposit value as a Quick Cash (limit up to AED 5 million)
Instant disbursement with no paperwork — it’s just a click away
Use your fixed deposit to fund short-term/long-term needs, from emergencies to dream vacations
Pay interest only on the utilised amount — a smart, cost-effective borrowing option

How does it work?

Apply online or at a branch

Book a fixed deposit with Mashreq instantly through the app or visit your nearest branch to apply

Opt for Quick Cash

Choose the Quick Cash option linked to your existing fixed deposit on Mashreq Mobile App

Access your overdraft limit

Get up to 90% of your fixed deposit value as an overdraft, available through your newly created Quick Cash Account

Apply for Quick Cash

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Terms & Conditions
Key Facts Statement
Schedule of Charges