Mashreq Online Banking

You can access Mashreq Online Banking at mashreq.com/login

Simply follow the below steps if you have an active Debit/Credit Card:

• Go to mashreq.com/login and click "Create Credentials"
• Fill the required details (Card number, CVV, Date of Birth)
• Enter the authorisation code sent to your registered mobile number
• Create Username and Password of your choice keeping the rules in mind
• After successful Username & Password creation, you can Sign In to Online Banking

If you already have the Online Banking Username and password then no need to register.
If your Debit or Credit Card is not active, contact Mashreq Call Centre on +9714 4244444 to activate Debit or Credit Card so you can create your Online Banking Username and Password
If you don’t have any Credit or Debit card and would like to create your Online Banking login credentials, please contact the Mashreq Call Centre on +97144244444 for assistance.

To reset your password, follow the steps below:

• On the Sign in page, click Forgot Password option
• Enter your Username and active Primary Credit Card or Debit Card number, CVV and Date of Birth.
• Enter the authorisation code sent to your registered mobile number
• Create new password of your choice

A variety of day-to-day banking operations can be carried out through Online Banking:

• Account Details - Dashboard view of all your relationships with Mashreq like your accounts, deposits, and much more
• Fund Transfer- Transfer money between your own accounts, to other Mashreq accounts to any local bank or international bank account
• Bill Payments - Pay your Utility Bills, Credit Card (Mashreq & Non-Mashreq Card), Etisalat & DU bill payment, Salik Recharge
• Service Requests - You can request for a new Cheque book, apply for a Credit Card, request replacement of Debit/Credit Card, redeem loyalty points or apply for an installment plan on your Card amongst other things
• Investment Services - You can view your complete investment Portfolio held with the Bank, Create Deposits, buy Mashreq Millionaire Certificates and even open a Saver/Dream Saver Account

Once, a beneficiary is successfully registered activation of the same takes some time. This period is called a cooling period. During this period, a fund transfer is not allowed and helps prevent fraudulent transfers. Currently the cooling period at Mashreq is 6 hours.

It's easy. You can use Mashreq Online to transfer your money either locally or internationally using following simple steps:

• Once signed in to Mashreq Online, select 'Money Transfer' from the menu
• Select your preferred type of transfer
• Select an existing beneficiary
• Enter the transfer details and it’s good to go!

Yes. You can set up a Standing Instruction to transfer funds from your bank account to International Money Transfer via QuickRemit for all enabled countries except India & Pakistan.

• Sign into Online Banking and select your Credit Card from your Overview on the home page.
• Under transactions, click on the Easy Payment Plan (EPP) tab. You will find the list of all the transactions eligible for EPP.
• Once you have located that specific transaction, click on ‘Convert this to Easy Payment Plan.
• Select the repayment period to convert the purchase amount into installments. The interest rate, the monthly installment amount, and the total amount payable will be generated automatically before you confirm.
• The first installment will be debited from your account at the end of the same month that you applied for the service.

If you are paying too much interest on your Credit Cards from other banks, you can save money by simply transferring the balance onto your Mashreq Credit Card at remarkably low-interest rates.

• Sign into Mashreq Online
• Select your card from the Overview on the home page.
• Click Instant cash on Card detail page
• Click on the Balance Transfer banner
• Transfer the amount to Other UAE bank Credit Card and add repayment period.
• Confirm your Balance Transfer booking details.
• Enter 6-digit OTP received on your registered mobile number and press continue.
• A successful confirmation screen will appear

It’s easy. Just follow below steps to view, buy or encash your Certificates

• Sign into Mashreq Online
• View, buy or encash Mashreq Millionaire Certificate from the Dashboard