Mashreq Millionaire

Save today, to win tomorrow

You could become a millionaire!

3 prizes worth

AED 1 million

& 336 more prizes

Save & win

By buying certificates

Redeem easily

through Mashreq Online Banking or Mobile App

Save & win the chance to be a millionaire

Mashreq account holders can buy and redeem certificates instantly through Mashreq Online or Mashreq Mobile App. Just one certificate is required to qualify for all prizes including AED 1 million. Draws are done monthly under the supervision of officials from the Department of Economic Development, Dubai.

The more certificates you purchase, the more chance of winning

By purchasing more than one Mashreq Millionaire Certificate you multiply your chances of being the lucky person to win AED1,000,000, plus other prizes. Each Mashreq Certificate is valued at AED 1,000.

Mashreq Millionaire Draw Schedule 2026

Next Draw: Thu, 29 Jan 2026 | Winners announced: Fri, 30 Jan 2026

Month Prize Structure Draw Date Winners Announcement
January 3 winners of AED 5,000 each
25 winners of AED 1,000 each
29-Jan-2026 30-Jan-2026
February 3 winners of AED 5,000 each
25 winners of AED 1,000 each
26-Feb-2026 27-Feb-2026
March 3 winners of AED 5,000 each
25 winners of AED 1,000 each
26-Mar-2026 27-Mar-2026
April 1 winner of AED 1,000,000
3 winners of AED 5,000 each
25 winners of AED 1,000 each
30-Apr-2026 01-May-2026
May 3 winners of AED 5,000 each
25 winners of AED 1,000 each
28-May-2026 29-May-2026
June 3 winners of AED 5,000 each
25 winners of AED 1,000 each
25-Jun-2026 26-Jun-2026
July 3 winners of AED 5,000 each
25 winners of AED 1,000 each
30-Jul-2026 31-Jul-2026
August 1 winner of AED 1,000,000
3 winners of AED 5,000 each
25 winners of AED 1,000 each
27-Aug-2026 28-Aug-2026
September 3 winners of AED 5,000 each
25 winners of AED 1,000 each
24-Sep-2026 25-Sep-2026
October 3 winners of AED 5,000 each
25 winners of AED 1,000 each
29-Oct-2026 30-Oct-2026
November 3 winners of AED 5,000 each
25 winners of AED 1,000 each
26-Nov-2026 27-Nov-2026
December 1 winner of AED 1,000,000
3 winners of AED 5,000 each
25 winners of AED 1,000 each
31-Dec-2026 01-Jan-2027
Mashreq Bank at its own discretion will have the right to change the draw dates or prize structure with a 60 days’ notice.
Are you the next Mashreq millionaire?
Simply purchase Mashreq Millionaire Certificates to participate. Stay tuned for the AED 1 Million grand prize draw every April, August and December. You also stand the chance to win 25 prizes of AED 1,000 and 3 prizes of AED 5,000 every month.
Saving is simple with Mashreq Millionaire
Mashreq account holders can save online through Mashreq Mobile/Mashreq Online or walk in to any Mashreq Branch to buy
Easy encashment
There are no cancellation charges after 90 days. Nominal pre-encashment charges will apply if encashed within 90 days.

Eligibility

Minimum Requirements
Minimum 3 Certificates need to be purchased upon the first transaction. Minimum holding of 1 Certificate is required to qualify for the draw.
Visa
Mashreq Millionaire is open to residents, expatriates, tourist & visitors.
Age
21 years and above

You will need

A valid passport with a residence visa page for all expatriates. For non-residents, an original passport page showing a UAE entry stamp
A valid Emirates ID / For non-residents your original passport
Mashreq customers can purchase Mashreq Millionaire Certificates online through Mashreq Mobile App or Online Banking

Are you ready to apply?

Still got questions?

No. However, a minimum of 3 certificates need to be purchased for every transaction. 
All Mashreq Millionaire customers will qualify to enter the draw of AED 1 Million. Mashreq Millionaire certificates are valued at AED 1,000 each.

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Saving in Mashreq Millionaire Certificates is simple and convenient. 
You can buy them from any one of the 39 Mashreq branches across the Emirates OR call our 24 hour Direct Banking Centre on +971 (4) 424 4444 OR Mashreq customers can save online through Mashreq Online or Mashreq Mobile

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Mashreq Millionaire Certificates can be saved in by all holders of a valid resident, visit or transit visa of the UAE and all GCC nationals. These certificates cannot be held jointly and are non-transferable

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Each Mashreq Millionaire draw is conducted and supervised by the Department of Economic Development. All certificates are included in all the draws, so, the more certificates you hold, the more opportunities you have to become a Mashreq Millionaire.

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Winners are notified by telephone & SMS. Therefore, please ensure that the Bank has your complete and updated contact details at all times.

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You can encash your certificates in part or full either through a Mashreq Branch or Online. If you have purchased certificates through the branch or have a winning certificate, the encashment needs to be done through the branch. If you have purchased certificates online, you can encash them through the Mashreq Mobile app or through Mashreq Online.

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There are no cancellation charges when Mashreq Millionaire Certificates are redeemed after 90 days from date of purchase. For earlier redemption, there is a nominal fee levied on the full or partial quantity of certificates redeemed.

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