Fixed income

Delivering clarity on our funding and credit strength

Overview

Fixed income instruments

Discover Mashreq’s range of fixed income programmes issued under our Euro Medium Term Note (EMTN) Programme, supported by strong
 credit ratings and a transparent issuance framework

Credit ratings

We are proud to maintain strong relationships with the world's most respected credit rating agencies. Their independent assessments validate our financial stability and strategic direction.

Rating Agency

Long Term

Short Term

Outlook

Most Recent Rating Action

Fitch

A

F1

Stable

Fitch most recent rating action to be Fitch Ratings affirmed (3 Nov 2022)

Standard & Poor's

A

A-1

Stable

S&P most recent rating action to be S&P Ratings
Upgraded (27 April 2023)

Moodys

A3

P-2

Stable

Moody’s Ratings outlook 
upgraded (23 May 2024)

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Bond programmes and documentation

Mashreq issues debt securities under its Euro Medium Term Note (EMTN) Programme, which provides a flexible and efficient framework for accessing international capital markets.