NEO

Easy & instant online application

No branch visits required

Debit card delivered to your doorsteps

*Terms and conditions apply

Your gateway to prestige

At NEO, we believe in the power of digital banking. That’s why we don't operate any branches. Instead, we bring you a seamless banking experience through Mashreq Mobile App and our network of Mashreq ATMs across the UAE. Everything you need is at your fingertips.

Eligibility

Minimum Balance Requirement
Transfer a monthly salary of at least AED 5,000 to your NEO Current Account or Maintain a monthly average balance of AED 3,000.

What you’ll need:

An active UAE mobile number & an email ID
A valid Emirates ID
18 years and above

Features & benefits

Joining bonus

Transfer your salary to Mashreq NEO and earn up to AED 3,500. Plus, refer your friends and get up to AED 1,000.*

Smart spending & cashbacks

Get 5% cashback (up to AED 200) on your debit card in the first 90 days. Add it to Apple Pay, Google Pay or Samsung Pay to enjoy instant rewards. Also, earn up to AED 300* when you use Quick Remit to send money to over 40 countries.

Lifestyle & everyday convenience

Enjoy personalised lifestyle offers on your debit card, and pay bills for telecom, transport and utilities easily via Mashreq Mobile App.

Opportunity to unlock NEO PLUS benefits on savings & transactions

Simply transfer salary of AED 10,000+ or maintain balance of AED 50,000+ across accounts to unlock NEO PLUS benefits and enjoy high yearly interest rate on NEO PLUS Saver Account (6.25% if you transfer salary, else 5%), fee-free everyday banking, and more.

Exclusive banking solutions

Deeply rooted in the UAE’s culture and values, we understand what matters most to you. From personalised wealth solutions to exclusive access and lifestyle benefits, our offerings, exclusively for Emirati clients, are crafted to support your aspirations — today and for generations to come.

Transparency

Terms & conditions
Key facts statement