Smart banking. Exclusively for Emiratis.

Experience tailored financial solutions, built on innovation and trust.

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Open a Mashreq Gold Account & get a guaranteed iPhone 17 Pro

Maintain AED 500,000 or above for 3 months OR Transfer a salary of AED 80,000 or above for 3 consecutive months.

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An Exclusive offer Just for you

Renew your motor insurance with Mashreq & Get flat AED 500 Cashback. Click below for TnC

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Emirati Gold Exclusive Reward

Open a NEO NXT Account and receive a guaranteed AED 500 joining bonus for your child.

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Mashreq Gold

Refer a friend or colleague and get an AED 2,500 cash reward!

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Smarter, effortless, tailored.

Find your perfect banking solution

Get personalized banking recommendations designed around your needs — all in just a few clicks.

Select your perfect banking solution

We bring you a seamless banking experience through Mashreq Mobile App and our network of Mashreq ATMs across the UAE. Everything you need is at your fingertips.
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From everyday banking to wealth management, our bespoke suite of solutions caters to your preferences.
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Below are our bespoke suite of Al Islami solutions that cater to your preferences.
NEOGOLD

Exclusive banking solutions

Deeply rooted in the UAE’s culture and values, we understand what matters most to you. From personalised wealth solutions to exclusive access and lifestyle benefits, our offerings, exclusively for Emirati clients, are crafted to support your aspirations — today and for generations to come.

Accounts
Open an account

Start your journey with up to AED 3,500 cashback when you open a salary transfer account

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Cards
Credit Card

Enjoy up to AED 2,500 welcome bonus & more when you apply for a Mashreq Credit Card that matches your lifestyle and spending needs

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Deposits
Fixed deposit

Earn more with the best-in-market rates, while enjoying:

  • Instant loan facility against your deposit
  • Credit card eligibility secured by your deposit
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Investments
Investments

Grow and diversify your wealth with curated investment opportunities designed to meet your long-term goals

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Finance
Personal finance

Whether it's for your next milestone or an unexpected expense, get the funds you need with approvals in as little as 24 hours

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Finance
Home finance

Know your eligibility instantly with our digital pre-approval and take the next step towards owning your dream home

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Insurance
Insurance

Secure peace of mind for yourself and your loved ones with coverage that’s aligned with your future plans

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Financial solutions

From legacy planning to luxury investments, your wealth deserves world-class expertise.

Wealth Lending

Leverage loan

Digital Wealth Solutions

Bonds

Equities

Thematic investments

Offers & Promotions

Unlock exciting offers

Gold account

Open an Mashreq Gold account and get a guaranteed iPhone 17 pro.

Emirati Gold Exclusive Reward

Open a NEO NXT Account and receive a guaranteed AED 500 joining bonus for your child.

Open a Current Account in just 2 minutes

Getting started is fast, secure and easy. Download the Mashreq Mobile app and follow these steps to open your account and activate instantly.

Scan your Emirates ID
All you need is an Emirates ID to begin
Take a quick selfie
Sign up, upload Emirates ID, take a selfie — it’s quick and contactless
Set your login credentials
Create your username and password for secure access to the Mashreq Mobile App
That’s it — You’re ready
Your account is ready within minutes
Open Account
Digital services

Your bank, now at your fingertips

Mobile Banking

Manage your finances with ease on Mashreq Mobile App. Your nearest branch is in your pocket.

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Scan to download the app

Online Banking

Enjoy the convenience of managing your banking needs, anytime and anywhere.

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Mashreq Vantage rewards

Maximise Mashreq Vantage points on everyday spends

An elevated rewards programme with personalised benefits, curated choices and instant redemption options.

Elevated rewards

Earn up to 6 Mashreq Vantage Reward points automatically on every purchase

Exclusive choices

Redeem your points at over 1,000 outlets across the UAE

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Effortless access

View your points anytime on Mashreq Mobile App and redeem for Amazon & noon gift cards instantly

Redeem Miles

Elevate your travel experience by using Mashreq Vantage Reward points to redeem Skywards Miles, Etihad Guest Miles or Qatar Avios

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Loan Calculator

Instant loans, instant benefits

  • Personal
  • Home
Loan amount
AED 100,000
AED 10,000AED 1,500,000
You want to re-pay it over
12 Months
3 Months60 Months
Interest Rate
3.99%
2.99%36%
Monthly Payments

AED 8,515

Total Payments

AED 102,174

Apply NowCheck Eligibility

Terms & condition will apply. Actual installments may differ.

Zakat calculator

Get ready to calculate your Zakat

Use our simple and intuitive Zakat calculator to estimate your contribution accurately and fulfil your obligation with ease.

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Disclaimer


This Zakat Calculator is provided as a helpful tool to support our customers in estimating their annual Zakat. It offers approximate calculations and should be used for guidance purposes only.

Contact Us

Mashreq NEO Banking
Calling within UAE: 04 424 4444 Calling from Outside UAE: +971 4 424 4444
Mashreq Private Banking
Calling within UAE: 800 PRIVATE (800-7748283) Calling from Outside UAE: +971 4 4244466
Mashreq Gold
Calling within UAE: 800-4-GOLD [800 44653] Calling from Outside UAE: +971 4 424 4653
Corporate & Investment Banking
Calling within UAE: 800-CCSU (800-2278) Calling from Outside UAE: +971 4 4246620 Mail us at: corporate-csu@mashreq.com
Mashreq Business Banking
Calling within UAE: 04 424 4763 Calling from Outside UAE: +971 4 4244763

Some quick links to help you

Need more help? Visit our customer care section.