Hossam brings 29 years of diversified banking experience across Sales & Service, Branch Management, Offshore Banking, Wealth Management, Retail & Corporate Operations, Product Development, Retail Credit, Collections & Recoveries, Compliance, and Strategic Management & Business Transformation. He holds an MBA in Global Finance from ESLSCA Business School and has completed several professional certifications, including COO Excellence, i-Lead Program, Future Leaders, and CFA Level I.