Mashreq Gold Eligibility criteria until 24th January, 2026

Monthly Salary
Transfer a monthly salary of at least AED 80,000 into your account.
Relationship Balance

Maintain an average balance of AED 500,000 (or equivalent in other currencies) in any of your accounts, term deposits, investments or insurance.

Insurance

Take an insurance plan with an Annual Premium of AED 500,000 (or equivalent in other currencies) or more, which should be active

Mortgage

Take a mortgage of AED 5,000,000 or more, which should be active.

Mashreq Gold Eligibility criteria effective from 25th January 2026

Monthly Salary
Transfer a monthly salary of at least AED 80,000 into your account.
Relationship Balance
First year*: AED 500,000 is the initial balance required (across accounts, deposits, investments & insurance) to begin a Mashreq Gold Relationship.
Relationship Balance
Second Year*:  The relationship balance is expected to grow to AED 1 million.
Insurance

Take an insurance plan with an Annual Premium of AED 500,000 (or equivalent in other currencies) or more, which should be active

Mortgage

Take a mortgage of AED 5,000,000 or more, which should be active.

*based on account opening date
Important: There is no fee or charge for not meeting criteria – customers not meeting the criteria for over a year will be moved to Mashreq Neo, our award winning digital banking proposition.

If you meet any of the criteria, choose Gold.