EGP Certificate of Deposits

Enjoy Competitive interest rates

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Across the market

Competitive interest rates

From 3 to 10 years

Tenors

Enjoy the benefits of attractive interest rates

Your Mashreq Certificate of Deposit gives you attractive interest on your funds which means, you can grow your savings through competitive returns on your Certificate

A wide range of tenor & flexibility of payouts

Tenors from 3 to 10 years Interest Monthly, Quarterly, Semi-Annually, Annually
Premature withdrawal Premature withdrawal of certificate of deposit is allowed after 6 months from issuance date Redemption penalty to be applied according to penalty schedule
Periodicity 3 Years 5 Years 7 Years 10 Years
7 To 12 Mths 15.00% 6.00% 8.50% 3.75%
13 To 24 Mths 14.00% 5.00% 7.50% 3.50%
25 To 36 Mths 13.00% 4.00% 7.00% 3.25%
37 To 48 Mths - 3.50% 6.00% 3.00%
49 To 60 Mths - 3.00% 5.50% 2.75%
61 To 72 Mths - - 4.50% 2.50%
73 To 84 Mths - - 3.50% 2.00%
85 To 96 Mths - - - 1.75%
97 To 108 Mths - - - 1.625%
109 To 120 Mths - - - 1.50%

How to apply?

Login to Mobile app
Click on Apply for a new product then select Deposits
Enter your preferred amount, tenor, and other details to complete the purchase

Eligibility

Minimum
Deposit of EGP 1,000
Age
Must be 15 years old and above
Account
Existing account holder

Do you have more questions?

The minimum amount required for the issuance of a Certificate of Deposit is EGP 1,000.
3, 5, 7, and 10 year fixed interest rate
From the Mobile Application
You can redeem the certificate after 6 months from the date of booking.
Not available for Mashreq NEO and e&Mashreq NEO customers
Not possible until payment of due amounts
From next working day of booking the Certificate

Transparency

Terms & Conditions