Yes, you can apply for all eligible business banking products using online application. You can also get an in-principle approval for Merchant Lending Loan product just after completion of the digital journey.

You will require the following documents to complete the online application:

• Trade Licencse
• Emirates ID
• Bank Statements of all Banks for last 12 months (including multicurrency accounts)
• Memorandum of Association/Share certificate

Merchant Lending Product: You will receive an in-principle loan amount offer. After accepting the offer you will receive a call back from our Relationship Manager to complete the remaining application process. Trade & Working Capital/ Lease Rental Discounting/ Mortgage Backed Finance/ Secured Small Business Loan: One of our Relationship Manager will get in touch with you within 48 hours to process your request

Once you sign up successfully, an application reference number gets generated. You can use this application reference number to resume your application at any point of time.

Your business should be operational for more than two years

Based on the eligible loan product you select below, the maximum loan values that you can get are mentioned: Merchant Lending Product: AED 5 Million Secured Small Business Loan: AED 10 Million Trade and Working Capital Product: AED 50 Million Mortgage Backed Finance: AED 50 Million Lease Rental Discounting: AED 75 Million